At NNB Financial Inc., we are honored by the trust you place in our team. With over 20 years of experience in the mortgage industry, we bring not just expertise but also a deep passion for helping families and individuals achieve their dream of homeownership.
Founded by Rafael A. Milanes III over 15 years ago, NNB Financial Inc. was built on the belief that clients deserve more than just a transaction—they deserve a personalized, relationship-driven experience. Rafael’s journey began with the big banks, where he honed his skills and gained invaluable industry knowledge. However, he saw an opportunity to create a better experience—one where clients feel secure, valued, and supported by real people who genuinely care about their success.
At NNB Financial Inc., we specialize in tailoring our services to meet your unique circumstances, needs, and goals. We are particularly proud to serve the Hispanic community, helping families navigate the often-complex mortgage process with clarity and confidence. Our approach prioritizes education and guidance because we believe well-informed clients make the best financial decisions for their future.
Our team is dedicated to staying at the forefront of industry trends and developments to provide you with the most accurate and relevant information. Whether you’re a first-time homebuyer, a seasoned homeowner, or exploring refinancing options, we are here to guide you every step of the way.
As a family-oriented company led by Rafael—a devoted husband, father, and Christian—our core values are deeply rooted in integrity, trust, and service. We credit God for our success and approach every client interaction as an opportunity to make a meaningful impact on the lives of others.
At NNB Financial Inc., we don’t just close loans; we build lasting relationships. Let us help you turn your dream of homeownership into reality.
LET'S TALKWe offer a variety of loan options to help you purchase your dream home. From conventional loans to government-backed programs, we will work with you to find the best option for your situation. Our team will guide you through the pre-approval process, help you understand your credit score, and assist you in finding the best interest rate and terms.
Our team of experts will help you find the best refinance option to meet your needs. Refinancing your home can be a great way to save money on your mortgage, lower your monthly payments, shorten the length of your loan, or even help you access cash from your home equity. We will work with you to understand your current financial situation and goals and help you find the best option for your needs.
We work with investors to provide specialized financing options. Whether you’re a seasoned investor or new to the market, we have the knowledge and resources to help you find the best financing options for your investment properties. We understand the unique needs of investors and are dedicated to helping you achieve your financial goals.
We are dedicated to educating and guiding our clients through the mortgage process. Our team of experts will provide you with the information and resources you need to make informed decisions. From understanding the different types of loans available to understanding the closing process, we will be there to help you every step of the way.
Our seasoned team guides you confidently through the mortgage process.
A streamlined process ensures quick closings, so you can enjoy your new home sooner.
We prioritize your needs with personalized and attentive support.
Clear and consistent communication keeps you informed every step of the way.