At NNB Financial Inc., we are honored by the trust you place in our team. With over 20 years of experience in the mortgage industry, we bring not just expertise but also a deep passion for helping families and individuals achieve their dream of homeownership.
Founded by Rafael A. Milanes III over 15 years ago, NNB Financial Inc. was built on the belief that clients deserve more than just a transaction—they deserve a personalized, relationship-driven experience. Rafael’s journey began with the big banks, where he honed his skills and gained invaluable industry knowledge. However, he saw an opportunity to create a better experience—one where clients feel secure, valued, and supported by real people who genuinely care about their success.
At NNB Financial Inc., we specialize in tailoring our services to meet your unique circumstances, needs, and goals. We are particularly proud to serve the Hispanic community, helping families navigate the often-complex mortgage process with clarity and confidence. Our approach prioritizes education and guidance because we believe well-informed clients make the best financial decisions for their future.
Our team is dedicated to staying at the forefront of industry trends and developments to provide you with the most accurate and relevant information. Whether you’re a first-time homebuyer, a seasoned homeowner, or exploring refinancing options, we are here to guide you every step of the way.
As a family-oriented company led by Rafael—a devoted husband, father, and Christian—our core values are deeply rooted in integrity, trust, and service. We credit God for our success and approach every client interaction as an opportunity to make a meaningful impact on the lives of others.
At NNB Financial Inc., we don’t just close loans; we build lasting relationships. Let us help you turn your dream of homeownership into reality.
LET'S TALK
Here at NNB Financial Inc. We understand that cash-out refinancing can be a beneficial option for homeowners looking to access the equity in their homes for various purposes. Our team is here to assist you in understanding the different options available and finding the one that best suits your needs, whether it’s for home improvements, debt consolidation, or other financial goals.
Lowering monthly mortgage payments through refinancing is another significant advantage, especially when interest rates have decreased since the initial home purchase. We can help you navigate this process and take advantage of the lower rates to reduce your monthly financial burden. Our goal is to provide you with a personalized solution that aligns with your specific circumstances, whether you’re on a fixed income or facing financial challenges.
At NNB Financial Inc, we understand that not all borrowers fit into the traditional financing mold. We offer a wide range of loan programs, including FHA, VA, jumbo loans, and more, to accommodate clients with unique situations or credit challenges. Our team is dedicated to finding solutions tailored to your needs, ensuring that you have the opportunity to achieve your homeownership goals.
Customer service is a cornerstone of our business. We recognize that the home buying or refinancing process can be overwhelming, and we strive to make it as easy and stress-free as possible. Our team is readily available to address any questions or concerns you may have, and we will guide you through the entire process, from pre-approval to closing. Your satisfaction and peace of mind are our priorities.
If you’re ready to take the next step in your mortgage journey, we encourage you to reach out to NNB Financial Inc to schedule a consultation. We are located in Florida and proudly serve clients throughout the state. You can trust us to be your reliable mortgage financing partner, committed to helping you achieve your homeownership dreams.
NNB Financial Inc is dedicated to elevating the home buying experience for our clients. We understand the significance of purchasing a home and take our role as your mortgage lender seriously. Here’s how we strive to provide a customized and exceptional experience:
We believe in being open and honest throughout the entire home buying process. From the initial application to the final closing documents, we provide clear and comprehensive information. We want you to feel confident and well-informed about your decision to work with us.
We believe in being open and honest throughout the entire home buying process. From the initial application to the final closing documents, we provide clear and comprehensive information. We want you to feel confident and well-informed about your decision to work with us.
Our customers always come first. We recognize that buying a home can be overwhelming, and we’re committed to providing support and guidance every step of the way. Whether it’s answering your questions, providing resources, or offering assistance, we’ll be there to make your experience positive and stress-free.
Integrity, Respect, and Excellence are the core values that drive us at NNB Financial Inc. We prioritize doing the right thing, even when nobody is watching. We treat you with the utmost respect and strive to exceed your expectations. Our commitment to excellence means that we work tirelessly to secure the best mortgage terms for you. At NNB Financial Inc, we are dedicated to delivering an exceptional home buying experience tailored to your unique needs. Trust us to provide transparency, teamwork, customer-focused service, and a commitment to our core values throughout the entire process.
LET'S TALK