Chief Executive Officer
With over 20 years of experience in the mortgage industry, Rafael A. Milanes III brings a wealth of knowledge, passion, and integrity to every client interaction. As the founder of NNB Financial Inc., Rafael’s mission is to redefine the mortgage experience by focusing on personalized, relationship-driven service that puts people before profit.
Rafael’s journey in the mortgage industry began with the big banks, where he developed a strong foundation in lending practices. However, over 15 years ago, he chose to open his own office to provide a more tailored experience for borrowers. His vision was simple: to create a space where clients feel secure, valued, and supported by a real person, not just a corporation eager to close a loan.
A proud advocate for the Hispanic community, Rafael has dedicated much of his career to helping families and individuals achieve their dream of homeownership. His deep understanding of the unique challenges and opportunities faced by this community has shaped his approach, making him a trusted resource and ally.
Rafael is not just a mortgage broker—he is a people person who thrives on building relationships. He loves connecting with clients, understanding their goals, and working tirelessly to help them achieve success. His passion for helping others is the driving force behind his long-standing career and the foundation of NNB Financial Inc.
As a devoted family man, Rafael cherishes his role as a husband and father to three wonderful children. His Christian faith is central to his life and work, guiding his commitment to integrity, trust, and service. Rafael credits God for every success and views his work as a way to give back by serving others.
“Success is not measured by financial gain but by the impact you have on the lives of others.”
Whether you’re buying your first home, refinancing, or exploring financing options, Rafael and the team at NNB Financial Inc. are here to guide you with expertise, care, and a genuine desire to help you achieve your dreams.